New for 2012! Bringing together the alternative lending market

Credit Today's Alternative Lending conference is a forum for alternative lenders to discuss and distinguish the various models and identify the real issues. The main concerns are the reputational issues and the threat of the regulation. This is an opportunity for the lenders to be part of the solution.

The programme is crucial for alternative lenders, stakeholders for the credit unions, consumer champions, debt advisers, IVA and debt management companies, debt collection agencies and DSP's. View the full programme here, highlights include:

• A high level ministerial update about how the Financial Conduct Authority will regulate consumer credit businesses
• Learn from the legal experts about the impact on alternative lenders of the regulatory changes
• Discuss and differentiate target demographics and lending models. Discuss the reputational issues and the commentary and identify the real issues as well as opportunities for self-regulation
• Examine what the future could look like if alternative lenders are unable to ensure that self regulation is effective in the market in a session on regulatory initiatives. Government representatives and researchers will give un update on the current research
• Whether lenders outsource their collections function, collect in-house or just try to avoid bad debt, there are important regulations on collections to be aware of. Payday lenders in particular should be aware of the forbearance issues on the OFT’s agenda
• Hear about the various models in the market and how they are making money as well as the solutions seen for assessing credit risk.

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In partnership with the Credit Summit 2012, delegates will also benefit from a view on the economic outlook from HSBC ex-chief economist, Dennis Turner.

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